What is the difference between pet insurance and a pet wellness plan?

Wellness Plans and Pet Insurance are two options available to help make your pet’s healthcare more affordable. Today, our Clemmons vets explain the benefits and differences between these two options.


Protecting Your Pet's Future

When taking your dog or cat to the vet's office, it’s important to understand which veterinary services are covered and not covered by pet insurance or wellness plans. Wellness plans and pet insurance policies both offer benefits, but they are very different in terms of the services they cover. 

What is a wellness plan?

Wellness plans help you cover the cost of routine veterinary care. Unlike pet insurance, with wellness plans you only pay for the treatments and services you use.

Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small amount monthly, towards your pet's annual routine healthcare.

Wellness plans help vets to spot early signs of any health issues, before they become more serious. 

What does a wellness plan cover?

Typically, wellness plans cover routine veterinary care such as microchipping, dental care and vaccinations. Wellness plans allow you to spread the cost of your pet's routine preventive healthcare, helping you to maintain the standard of your pet’s health over their lifetime.  

What is pet insurance?

Pet insurance takes care of bills resulting from emergency veterinary care. 

Emergency treatment, or treatment for illnesses such as cancer or diabetes can quickly become expensive. Pet insurance helps you to pay the bills for conditions and accidents covered by your pet's insurance policy. 

What does pet insurance cover?

Pet insurance policies differ, but generally cover treatment for specific illnesses and emergency treatment required after an accident. Treatment of hereditary and congenital conditions, orthopedic conditions, and prescription medications are also covered by some pet insurance policies.

How do I choose which option to buy?

Some pet owners subscribe to both wellness plans and pet insurance in order to ensure that their pet has complete protection. Other pet owners opt for either a wellness plan or pet insurance based on their pet's needs. Speak to your vet for help deciding what coverage is best for your pet.

Our annual Wellness Plans help keep pets healthy. Choose the Wellness Plan that's right for your pet.

Pet Insurance VS Wellness Plans | Clemmons Vet

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